EMI Calculator with Prepayment Comparison
Loan Amount (₹)
Interest Rate (%)
Tenure (in years)
Payment Frequency
Monthly
Annually
Loan Start Date
Calculate EMI
Show Payment Schedule?
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Yes
Month
EMI
Interest
Principal
Prepayment
Balance
Try a Prepayment Scenario
Prepayment Amount (₹)
Prepayment Type
None
One-time
Recurring
Start Prepayment From (
Month
#)
Prepayment Frequency (
months
)
Add Prepayment Scenario
Compare Options
Show Comparison Table?
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Yes
Download Selected Schedule
Month
EMI
Interest
Principal
Prepayment
Balance
Summary of All Options
Choose Best Option Based On:
Lowest Total Paid
Maximum Interest Saved
Maximum Time Saved
Option
Tenure
Total EMI
Total Prepayment
Total Interest
Total Paid
Time Saved
Interest Saved
Cost Reduction
Best
Want Graphical Interpretation?
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Yes
📉 Loan Balance Over Time
📊 EMI Breakdown (Interest vs Principal)
📦 Comparison Overview
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